Key innovation driver for accident insurance

Functional invalidity insurance has been the key innovation driver in accident insurance for the last few years. A low frequency of losses and guaranteed long-term payments are difficult to calculate. This makes a data pool indispensable. The pool is a cooperation project between the reinsurer E+S Rück and Meyerthole Siems Kohlruss (MSK). Participants are provided with aggregated data. They receive individual evaluations of their company's data as well as of the pool as a whole. With the help of an anonymous benchmarking, companies can compare their performance with the other participants.

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